Personal Finance Blog | FlipSide Invest

Sometimes I feel like a scam artist for writing a blog about personal finance without really explaining how I feel about money. Before I get into the details I want to give a little background about myself, since it is the basis behind my beliefs.

My folks immigrated here ( United States) when I was 8 years old. We were fairly well off in our homeland by the standards at the time, as well off as you can be in a communist state. When we arrived here we were what most people would consider poor. It took many years, but my family has been able to reach a much higher level through hard work, persistence and education. Since I know what it is like to be poor and what it is like to have steady money I have had a very rocky relationship with money.
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A few months back I decided to leave the comfort of full time employment and venture on my own. One of the most common concerns from coworkers, family, and friends was what are you going to do about health insurance. To tell you the truth the thought had not crossed my mind much. I am a young guy in relatively good shape (damn beer gut) and tend not to frequent the doctors office much.

The other day I was riding my bike when a lady stepped in front of me. I took a bit of a spill scraped up my side and elbow. What I realized lately is that I have been riding my bike much more gingerly. My subconscious is making me realize that I do not have health insurance and the next fall could set me back significantly when it comes to my personal finance.

With the average cost of a night stay in a hospital at almost $6,000 dollars I cannot afford not be covered.

I came up with this checklist of questions to ask yourself when buying personal health insurance.

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The other day I was visiting home and decided to go out with my friends to a local cigar bar. There we met up with one of my buddies acquaintances. One of the guys there was a bright guy who knows his stuff. As a budding entrepreneur I admire people who run their own business especially when they start it from scratch.

Well a few whiskeys later he told me the easiest way to get $1,000,000 credit line with NO Capital and No Risk.

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Before I kick things off I want to apologize for my lack of frequency in posting articles. I have recently had an episode with one of my credit cards which took up a lot of my time. The episode involved identity theft. This is a subject that most people, including me, take very lightly. Unfortunately, just like health insurance, it is something hopefully you will never need, but it is great to have it when things do go wrong. Because of my incident I wrote this article on the best identity theft service solutions.

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Last summer my girlfriend and I decided to pack up our car and take a drive across the country from New Haven to San Francisco. We had ideas of where we wanted to stop along the way, but no hotel reservations. We did not even have a place to live once we finally did get to San Francisco, but finding housing will be left for another post. Anyway, our trip was quite the adventure, but I never realized how tough it was to find a place to lay your head at night. After 10 hours of driving the last thing I wanted to do was deal with the hassle of finding a deal on a last minute hotel room.

I have some tips for best lat minute hotel room deals that can save you up to 30% off your nightly hotel room stay. Just follow some of these tips that I developed over my trip and you will never end up paying full price for a hotel room.

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