A few months back I decided to leave the comfort of full time employment and venture on my own. One of the most common concerns from coworkers, family, and friends was what are you going to do about health insurance. To tell you the truth the thought had not crossed my mind much. I am a young guy in relatively good shape (damn beer gut) and tend not to frequent the doctors office much.
The other day I was riding my bike when a lady stepped in front of me. I took a bit of a spill scraped up my side and elbow. What I realized lately is that I have been riding my bike much more gingerly. My subconscious is making me realize that I do not have health insurance and the next fall could set me back significantly when it comes to my personal finance.
With the average cost of a night stay in a hospital at almost $6,000 dollars I cannot afford not be covered.
I came up with this checklist of questions to ask yourself when buying personal health insurance.
Read more »